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UK mortgage terminology - This page gives descriptions of UK mortgage terminology which can often confuse borrowers.
Endowment mortgage - An endowment mortgage is a mortgage arranged on an interest-only basis where the capital is intended to be repaid by one or more endowment policies. The phrase endowment mortgage is used mainly in the UK by lenders and consumers to refer to this arrangement and is not a legal term.
Repayment mortgage - A repayment mortgage is a term generally used in the UK to describe a mortgage in which the monthly repayments consist of repaying the capital amount borrowed as well as the accrued interest. Your mortgage statement, usually received annually, shows the amount borrowed decreases throughout the term.
Planet Online Limited - Planet Online was a UK business to business Internet Service Provider in Leeds that was acquired by Energis in 1998 and stopped being called Planet Online in around 2000.
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